For those involved in trucking management, loose cargo can be a big deal. When there is spilled cargo on a roadway, there are boundless financial implications for trucking companies as well as the possibility of costly legal liabilities.
Loose cargo on the roadways is usually a concern for flatbed trucks. However, van trailers can experiences this issue also. Because of the loose cargo risk, a trucking company must carry liability insurance to the tune of at least $1 million. Lawyers are well aware of this legal requirement, so anytime there is a trucking accident lawsuits against the trucking company are common.
The issues of loose cargo has resulted in a new specialization in the legal field. If you do a Google search using the words “loose cargo,” you are likely to see a long list of attorneys ready and willing to represent those who have been involved in accidents with an errant freight. One lawyer in Texas has gone so far as to bill himself as the accident attorney for flatbed trailer trucks. Can you imagine the title on his business card?
You may have used the same lawyer for years and have developed a good working relationship with them. However what do you then do if you believe that they are guilty of legal negligence? Would you worry about making a claim as it might damage that relationship?
Imagine an alternative situation. You are travelling in your car, you stop to give way at a roundabout and bang! Someone crashes into the back of your car causing quite a lot of damage. You exit the car to go to find out what the other driver was doing and lo and behold it is your solicitor. What would you do then? Would you accept an apology and say no more about it or would you make a professional negligence claim against them?
Just like any other motor accident you would exchange details and make a claim via your insurance company knowing that both of you have taken out insurance to protect you for such occurrences. You understand that accidents do happen on occasion and that even though the other drive is at fault you can try not to take it personally.
Legal software purchasers beware! The sticker price of a software package may look like a bargain. But if you base your choice of law office billing software on price alone, your final costs may add up to an unpleasant surprise. >
Regardless of the ease and purpose of the legal software you’re choosing, or your own skill with technology, it’s important to grasp the price of ad hoc services, charges and other add-ons that make what sounded like a bargain a very bad deal indeed.
First, consider that all law office software requires the following:
Every generation has its famous fictional lawyers in some form, whether in a book, in movies, or on a TV show. Here is a list of some of the major favorites.
An all time favorite fictional lawyer is Perry Mason, played by Raymond Burr. This stout, keenly intelligent and well mannered character was both lawyer and detective. He took personal interest in every client and case in a manner comparable to todays crime scene investigators. Mason also had a staff of individuals that supported his efforts to make sure that he won all of his cases and that justice was always served. Perry Mason was filmed in black and white early on and used a Hitchcock style of cinematography that lifted the heights of the television murder mystery to new levels.
During the 80s, Ben Matlock (played by Andy Griffith) was the most famous and popular fictional lawyer to grace television and screen. This southern born character who loved hotdogs won his cases with a combination of wit and country charm. Matlock was a lawyer that cared about his clients and only took cases that addressed some rather controversial issues of the time. Ben was not afraid to tangle with the bad guys at times either, although he never went looking for trouble it occasionally came to his doorstep. Money never seemed to be a concern for Matlock as he represented many of his clients for no fee.
Climate change, floods, droughts, tornados, fires, freak snow storms. Were seeing more and more extreme weather and its consequences in the news everyday, and if you haven’t experienced it yet, it’s bound to hit soon where you live. If you own a home you probably think your homeowner’s insurance will cover your losses and help you rebuild if you are a victim of extreme weather. Don’t count on it. Insurance companies are in business to make money, not to help you. They have many ways to avoid paying, when your home is damaged.
If you are hit by extreme weather and your home is damaged, be prepared for a fight with your insurance company. If your claim is denied or if you are offered less than you should receive, you can dispute the decision. Expect this to happen, and start taking preparatory action right away:
Take pictures of all of the damage. If you can, get pictures that have a date stamp. Before and after pictures with dates are even better.
Document everything. Write down the dates and times of any and all conversations you have had with the insurance company, the names of everyone you speak with, and the results of those discussions.
Keep receipts for everything including:
oExpenses for repairs which you pay for out of pocket
oLiving expenses, such as hotel bills and eating out while you are waiting for your home to be livable again
oAny other money that you must spend due to the damage to your home
Talk to a contractor and get an estimate for the cost of repairing your home. Do not rely on you insurance company’s estimate.
Demand an explanation in writing if the insurance company denies part, or all, of your claim. Insist that it informs you of the exact wording in your policy upon which it is basing its denial. This lets you know what you are up against, and keeps the insurance company from changing its story later down the road.